Wealth Protection

Critical to sound financial planning is the ability to maintain your family's lifestyle and financial well being in the case of you or your partner's death, illness or disablement.

Arcadian Private Wealth can provide you with advice and guidance on the range of insurance offerings that is available to families, individuals and businesses.

Our wealth protection service provides:

• Undertake a detailed analysis of your personal and business insurances needs to ensure that you and your family are protected in the event of your death, trauma or disability.
• For many of our clients their most important asset they need to protect is their potential to earn an income to meet family lifestyle needs (such as education) and to repay debt (such as a mortgage).
• Quantifying cover required
• Determine ownership and beneficiary structures (and explaining the consequence of these on taxation and estate planning)
• Access to a broad range of personal and business insurance products from many of the leading insurance providers at competitive rates
• Negotiating with underwriters and managing the application and approval process
• Personal insurance designed for a full range of protection requirements including:
• income protection
• total and permanent disability insurance (TPD) 
• critical illness (trauma) cover 
• term life cover
• Business insurance designed for a range of business protection needs including:
• business expenses protection
• key person insurance
• estate equalisation measures 
• succession planning
• Advice on choosing the right insurance solutions for your needs as a strategic part of your wealth protection plans
• A review of your current insurance policies and comparison with other policy options available
• We will work with your solicitor or accountant as part of your insurance plan given the implications from an estate planning and tax perspective of implemented policies.
• Assisting at claim stage

Estate Planning

Estate is planning is an important part of the Wealth Management process. Given the sensitive nature of the issue, many people put off thinking about it and planning for it, in fact so much so, that 40% of Australians die without a will in place. However to protect your family in the event of your passing or incapacity, it is important to have estate plans in place to ensure that your estate is passed to the people you want in a tax effective and efficient manner with strategies to minimise any potential conflicts.

Talk to an Arcadian Adviser now on 1300 630 233.